Tips for Preventing Identity Theft
Identity thieves steal your personal information to commit fraud. They can damage your credit status and cost you time and money restoring your good name. To reduce your risk of becoming a victim, follow the tips below: Don’t carry your Social Security card in your wallet or write it on your checks. Only give out … Continue reading
Insurance Basics: How to Save on Insurance
All insurance works pretty much the same way: You pay a premium (a set amount of money) to the insurance company, usually on some sort of schedule (monthly or yearly, for instance. In return, the company issues an insurance policy to you, which is a contract that gives you certain coverage, or financial protection. When … Continue reading
Save for Retirement and Still Pay Your Kids’ College Costs
BY IVORY JOHNSON, CNBC You can borrow money for a college education but not for your retirement. It’s what we, as financial experts, truly believe. But a constant tug-of-war between 401(k) plans and Section 529 college savings plans has ensued in investors’ hearts and minds—and neither side appears to be winning. Identifying priorities is no easy task. … Continue reading
7 Ways to Protect Yourself from ID Theft
ID theft: It’s still a Problem Identity theft is everywhere. Turn on your TV, and you’ll see “special reports” on how to prevent it. Turn on the radio, and hear ads for services pledging to protect you from it. Search for it on Google, and you get 140 million results. In fact, according to a … Continue reading
7 Best Ways to Save Money on Car Insurance
Boost your Deductible Generally, when someone decides on a deductible amount for his or her car insurance, he or she sticks with it. But increasing the amount you pay for fender benders is the best place to look when trying to lower your annual out-of-pocket expenses, according to the Insurance Information Institute. Admittedly, it’s a gamble. A car wreck will cost … Continue reading
Identity theft
How to Protect Yourself Now There’s a lot of advice about how to deal with identity theft around these days – some helpful, some unrealistic, and some a little ridiculous. We’ve done the research for you and present the following easy-to-do, indispensable steps. These items should be considered MUST-DOs if you’re serious about minimizing the … Continue reading
4 Questions to Help You Decide on a New or Used Car
The reasons to buy new or used aren’t the same for everyone Depreciation is the single largest expense of car ownership Maintaining a used car requires more time and money Once you’ve finally decided to replace your current car, the next question to ask yourself is: Should I buy new or used? That depends. Unfortunately … Continue reading
10 Ways to Save Money on Auto Insurance
How to Lower Your Auto Insurance Rates without Sacrificing Coverage or Service in the Process Let’s face it. We all like to save money, especially when it comes to auto insurance. But does lowering your insurance premiums mean less-than-adequate coverage or working with a provider whose customer service leaves a lot to be desired? Not at … Continue reading
Nine Tips for Protecting the Identity of Your Child at Back-to-School Time
As you’ve prepared to send your child back to school this fall, you’ve likely been hit with a mountain of paperwork for class enrollment, youth sports, and other after-school activities. But as you share your child’s personal information with teachers and administrators, carefully consider how and why the information will be used in order to … Continue reading
Wayne Westland Federal Credit Union 